Your Rental Credibility Score.
0 to 1000.
TrueScore is Nigeria's first rental credit score — built entirely from your rental behaviour. The higher your score, the better properties you unlock, the less deposit you pay, and the easier it is to get approved.
Score Range
What Makes Up Your Score
TrueScore is calculated from 5 key factors, all based on your real rental behaviour — not your salary or credit card history.
Payment History
35%On-time rent payments are the biggest factor in your TrueScore.
Identity Verification
25%Verified NIN, BVN, and liveness check boost your credibility.
Lease Compliance
20%Completing leases without disputes and honouring notice periods.
TrueCheck Properties
12%Renting only verified properties signals responsible tenancy.
Tenancy Duration
8%Longer, stable tenancies increase your score over time.
Score Tiers & Benefits
Each tier unlocks real benefits — from deposit reductions to RNPL access to exclusive property listings.
Bronze
0 – 399
- Access to standard listings
- Apply for properties
- Digital lease signing
Silver
400 – 599
- All Bronze benefits
- Reduced security deposit (some properties)
- Priority application processing
- RNPL pre-qualification
Gold
600 – 799
- All Silver benefits
- 50% security deposit reduction
- RNPL at preferential rates
- Early access to new listings
- Dedicated support line
Platinum
800 – 1000
- All Gold benefits
- Zero security deposit (select properties)
- Best RNPL rates
- Priority placement in applications
- Exclusive verified estate listings
How to Boost Your Score Fast
Pay rent on time — every time. Set up auto-pay via your Keyda dashboard.
Complete NIN and BVN verification immediately after registering.
Only rent TrueCheck verified properties to build positive rental history.
Avoid early lease terminations — full lease completion adds significant points.
Report maintenance issues through the platform, not informally.
Your score starts at zero. Build it today.
Thousands of Lagos tenants are already building their TrueScore. The earlier you start, the faster you unlock Platinum benefits.